972-770-1502
972-770-1502

 Over 16 years of EXPERIENCE

Tom's product knowledge and expertise allow him to create the best mortgage plan to lower costs, save money and accomplish the desired goals for any borrower.

READ MORE ABOUT TOM

 

 Over 16 years of EXPERIENCE

Tom's product knowledge and expertise allow him to create the best mortgage plan to lower costs, save money and accomplish the desired goals for any borrower.

READ MORE ABOUT TOM

 


Tom Gilley

NMLS # 274087

Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381

Apply Online

rate quote


Tom Gilley

NMLS # 274087

Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381

Apply Online

rate quote

Choosing a Loan Program

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial picture
  • How you expect your finances to change
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

ehl

6010 W. Spring Creek Pkwy, 
Suite 233/240
Plano, TX 75024
NMLS# is 274087

ehl

6010 W. Spring Creek Pkwy, 
Suite 233/240
Plano, TX 75024
NMLS# is 274087

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