972-770-1502
972-770-1502

 Over 16 years of EXPERIENCE

Tom's product knowledge and expertise allow him to create the best mortgage plan to lower costs, save money and accomplish the desired goals for any borrower.

READ MORE ABOUT TOM

 

 Over 16 years of EXPERIENCE

Tom's product knowledge and expertise allow him to create the best mortgage plan to lower costs, save money and accomplish the desired goals for any borrower.

READ MORE ABOUT TOM

 


Tom Gilley

NMLS # 274087

Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381

Apply Online

rate quote


Tom Gilley

NMLS # 274087

Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381

Apply Online

rate quote

Interest Rates for the 3/1 ,

5/1 & 7/1 ARMS may inc-

rease after consummation.

Tom Gilley, NMLS # 274087

is employed by NTFN, Inc.

dba North American Lending,

NMLS # 75333, located at

2901 N. Dallas Parkway,

Suite 120, Plano, TX 75093

Phone (972)818-5626  

Interest Rates for the 3/1 ,

5/1 & 7/1 ARMS may inc-

rease after consummation.

Tom Gilley, NMLS # 274087

is employed by NTFN, Inc.

dba North American Lending,

NMLS # 75333, located at

2901 N. Dallas Parkway,

Suite 120, Plano, TX 75093

Phone (972)818-5626  

Rate Sheet Display



Last Update:  Thursday, March 26, 2015  Broker /Origination Fee:  0.000%
Lock Period:  30 days  Loan Amount:  $200000

Assumptions: Quotes are accurate for minimum loan amount of $200,000, 20% down, with escrow, minimum 720 middle credit score and a 30 day lock. Rates subject to change without notice. Origination Fee of 1%. Repayment period for 3/1 ARM, 5/1 ARM & 7/1 ARM is 30 years (360 months).   


30 Year Fixed
Apply 

RatePayment*Points %Points ($)APR
3.990 % $953.68 0.755  % $1,510.00 4.088%
4.000 % $954.83 0.328  % $656.00 4.063%

20 Year Fixed
Apply 

RatePayment*Points %Points ($)APR
3.990 % $1,210.91 0.755  % $1,510.00 4.127%
4.000 % $1,211.96 0.666  % $1,332.00 4.126%

15 Year Fixed
Apply 

RatePayment*Points %Points ($)APR
3.000 % $1,381.16 0.577  % $1,154.00 3.145%
3.125 % $1,393.22 0.032  % $64.00 3.191%

5/1 ARM
Apply 

RatePayment*Points %Points ($)APR
2.250 % $764.49 0.585  % $1,170.00 3.476%
2.375 % $777.31 0.196  % $392.00 3.481%

7/1 ARM
Apply 

RatePayment*Points %Points ($)APR
2.750 % $816.48 0.816  % $1,632.00 3.526%
2.875 % $829.78 0.267  % $534.00 3.530%

FHA 30 Year Fixed
Apply 

RatePayment*Points %Points ($)APR
3.500 % $898.09 0.537  % $1,073.98 3.560%
3.625 % $912.10 0.278  % $556.00 3.664%

VA 30 Year Fixed
Apply 

RatePayment*Points %Points ($)APR
3.500 % $898.09 0.789  % $1,578.00 3.580%
3.625 % $912.10 0.528  % $1,056.00 3.684%

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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ehl

6010 W. Spring Creek Pkwy, 
Suite 233/240
Plano, TX 75024
NMLS# is 274087

ehl

6010 W. Spring Creek Pkwy, 
Suite 233/240
Plano, TX 75024
NMLS# is 274087

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